Harvard University Student Health Plan (HUSHP)

Harvard University Student Health Plan (HUSHP) consists of two parts:

  1. HUSHP Basic: Harvard University Health Services (HUHS) Fee

HUSHP Basic is required of all students unless they are studying outside of Massachusetts. HUSHP Basic covers many services at HUHS, including the following:

Additional HUHS services are available for a fee and may be term billed (e.g., routine eye exams, optical shop and immunizations).

  1. HUSHP Supplemental: Blue Cross Blue Shield (BCBS) Hospital/Specialty and Medco Prescription Drug Coverage

The hospital/specialty care portion of HUSHP Supplemental is administered by BCBS of MA. It is a PPO plan designed to complement the services available under HUSHP Basic. Most services require a copayment, deductible, or coinsurance.

BCBS Coverage includes the following:

Medco Prescription Drug Coverage:

Prescription drugs may be obtained on campus at the HUHS pharmacy or at most retail pharmacies.  This Plan has a maximum benefit of $3,750 per academic year.

Note: Please see the Website for a full benefit description.  Limitations may apply.

Waiving the Harvard Student Health Insurance Plan

Students who meet certain requirements may be eligible to waive a portion of the Harvard University Student Health Plan (HUSHP).  All waivers must be completed online prior to the waiver deadlines (fall 2009 deadline 9/30/09; spring 2010 deadline 2/28/10).  Late waiver requests will not be granted.  There are no exceptions to this policy.  The online waiver will be available June 1, 2009 on the Student Health Insurance Website.

NOTE: You should carefully consider waiving HUSHP Supplemental coverage. Make sure your insurance plan will allow you access to care in the Boston area. You will be financially responsible for all bills not covered by your insurance.

Dental Coverage Options

Dental coverage is not included in HUSHP.  The HUHS Dental Service provides a full array of dental services at a discount to Harvard students.  Dental insurance for Harvard students is available through the Delta Dental PPO Value Plan. Over 100 area dentists participate in this Plan, however, dentists at HUHS Dental Services do not participate.  The deadline to enroll in this Plan is September 30, 2009. For detailed information on all dental care options please visit the Student Health Insurance Website at www.huhs.harvard.edu.

Questions about the Harvard Student Health Plan or the Dental care options can be directed to HUHS Member Services, located at 75 Mount Auburn Street, Cambridge, MA 02138. Email mservices@huhs.harvard.edu, or stop by to speak with a representative.